Claudia Nelson-Woodard

Licensed Insurance Agent

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Available Products

Explore the best options for you based on your insurance needs.

Medicare

Federal health insurance coverage for adults aged 65+.

Annuity

Secure lifetime income via periodic payments with Annuities

Ancillary Health

Supplementary health coverage for life’s unexpected costs.

Life Insurance

Provide financial security and support for your family’s future.

ACA

Affordable health coverage for individuals and families.

Long-Term Care

Coverage for individuals with disabilities & chronic illness.

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Explore the best options for you based on your insurance needs.

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Why choose me
to represent you?

About Me

Claudia Nelson-Woodard is a true client advocate, utilizing a unique comprehensive planning approach to help clients reach their full potential. She is driven by her ability to connect with others and to help business owners and individuals effectively plan for financial success. A “serve-first” philosophy has enabled her to develop solid long-term relationships throughout her career. Providing confidence and making a difference in the lives of individuals, families, and business owners is at the core of her heart.

Claudia has a passion for working with Baby Boomers to navigate the complexities of Medicare, Social Security, Retirement, and Protection Planning. Leveraging her expertise in Medicare Planning to assist those with special-needs children and adult family members is a vital part of her practice.

Areas of Expertise

I specialize in the following areas, bringing a broad and knowledgeable approach to protection and retirement planning.

Medicare

Hospital Insurance (Part A)
Covers inpatient hospital stays, limited home healthcare services, and more.

Medical Insurance (Part B)
Cover doctor visits, outpatient services, preventive care, and more.

Medicare Supplement Insurance
Medigap plans are designed to cover out-of-pocket costs.

Medicare Advantage Plus (Part C)
Combine Part A and Part B coverage and includes additional benefits.

Medicare (Part D)
Provides prescription drug coverage.

Special Needs Plans
C-SNP, D-SNP, and I-SNP plans for specific healthcare or financial situations.

Deferred Income Annuities (DIAs)
Deferred income annuities allow the contract value to grow over time.

Immediate Annuities
Converts a lump sum into immediate guaranteed income payments.

Fixed Annuities
Benefit from a guaranteed interest rate for a specified period.

Fixed Index Annuities
Growth is linked to the market index while still protecting the principal.

Long-Term Care or Chronic Illness Riders
Riders allow the contract to grow during qualifying long-term care or illness.

Multi-Year Guaranteed Annuities (MYGAs)
Guaranteed interest rate for a set number of years with fixed returns and principal protection.

Registered Index-Linked Annuities (RILAs)
A guaranteed interest rate for a set number of years with growth opportunities.

Variable Annuities
Funds are invested into market-based subaccounts similar to mutual funds.

Accident Insurance
Provides benefits for injuries resulting from covered accidents.

Cancer Insurance
Plans to cover expenses related to cancer treatment and recovery.

Critical Illness Insurance
Provides cash benefits upon diagnosis of serious medical conditions.

Dental Insurance
Covers preventive cleanings, exams, X-rays, fillings, and more.

Hearing Coverage
Reduces costs related to hearing exams and hearing aids.

Hospital Indemnity Insurance
Provides cash benefits for qualifying hospital-related events.

Long-Term Care Insurance
Covers services related to extended custodial or personal care needs.

Long-Term Disability
Extended income protection for serious illnesses or injuries.

Short-Term Disability
Provides funds during temporary inability to work due to injury or illness.

Vision Insurance
Reduces costs associated with eye care and corrective lenses.

Pet Insurance
Products that help cover veterinary costs for pets.

Catastrophic Health Plans
Designed for younger individuals or those qualifying for exemptions.

Exclusive Provider Organization Plans
Referred to as EPOs. These combine elements of HMOs and PPOs.

Family Health Insurance
Comprehensive coverage to spouses and dependents under a single policy.

Health Maintenance Organization Plans
Referred to as HMOs. Members use provider networks for referrals for specialist care.

High Deductible Health Plans
ACA-qualified plans structured as HDH Plans & may be paired with HSAs.

Individual Health Insurance
Coverage for a single person purchasing health insurance independently.

Pediatric Dental and Vision
Dental and vision as essential health benefits for children.

Preferred Provider Organization Plans
Referred to as PPOs. Provides more provider flexibility than HMOs.

Final Expense Insurance
Simplified permanent life insurance product to cover end-of-life expenses.

Indexed Universal Life Insurance
Cash value ties growth potential to the performance of a market index.

Group Life Insurance
Commonly offered through employers or associations.

Guaranteed Issue Life Insurance
Coverage without medical underwriting or health questions.

Long-Term Care & Chronic / Critical Illness
A flexible option that provides cash when needed most during times of illness.

Simplified Issue Life Insurance
Streamlines the underwriting process by eliminating medical exams.

Single Premium Final Expense
A lump sum can pay a life plans for burial expenses and pass on wealth fax-free.

Term Life Insurance
Coverage for a specific period of time, such as 10 or 20 years.

Universal Life Insurance
Permanent coverage with more flexibility than traditional whole life policies.

Variable Universal Life Insurance
Allows cash value to be invested in market-based subaccounts.

Whole Life Insurance
Permanent coverage for the insured’s lifetime as long as premiums are paid.

Annuities with Long-Term Care Riders
Enhances income or accumulation values when care needs arise.

Chronic Illness Riders
Accelerate a portion of the death benefit for chronic health conditions.

Hybrid Life with Long-Term Care Riders
Combine permanent life insurance with long-term care benefits.

Linked-Benefit Products
Combines multiple financial protections into a single policy structure.

Short-Term Care Insurance
Limited-duration care benefits, lasting from several months up to one year.

Traditional Long-Term Care Insurance
Covers expenses when a policyholder is unable to perform certain activities.

Contact Now

Contact me using the form below to explore your coverage options and receive personalized guidance.

Claudia Nelson-Woodard

Licensed Inaurnace Agent

Call Us

(973) 619-9907

Email Us

claudia@woodardfinancial.com

Location

634 Eagle Rock Ave, Unit 431
West Orange, NJ 07052

By filling out this form, you agree that an authorized representative or licensed insurance agent may contact you via phone and/or email to answer your questions or to provide additional information about your insurance plan options.

This website serves as an invitation for you, the customer, to inquire about further information regarding Medicare Supplement insurance, Medicare Part C, and Medicare Part D. Your request for information will be routed to a licensed agent who can provide you with further information about the insurance plans offered by one or more of our third-party partners. Submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on the cost and coverage of this insurance.

We, and the licensed agents that may call you, are not connected with nor endorsed by the U.S. Government or the federal Medicare program. Medicare has neither reviewed nor endorsed the information contained on this website. This is not a complete listing of plans available in your service area. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. For a complete listing please contact 1 (800) MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048, 24 hours a day/ 7 days a week, or your local State Health Insurance Program (SHIP) consult www.medicare.gov.