VA Chavez Guardian Health Insurance LLC
Health coverage, simplified! Find the ideal plan from a range of reputable providers!
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About Us
Products
There are many facets to planning for retirement. I will assist with your health and financial well-being. VA Chavez guardian health insurance LLC is your solution to protecting your future.
Medicare is health insurance for people aged 65 or older, people under age 65 with certain disabilities, and/or people of any age with End-Stage Renal Disease, or ESRD (permanent).
PART A
Hospital Insurance
Helps to cover inpatient care in hospitals. Also helps to cover skilled nursing facilities, hospices, and home health care.
PART B
Medical Insurance
Helps to cover doctors’ services, outpatient care, and home health care. Also helps to cover some preventive services to help maintain your health and to keep certain illnesses from getting worse.
PART C
Medicare Advantage Plus (HMO or PPO)
A health coverage option run by private insurance companies approved by, and under contract with, Medicare.
Includes Part A, Part B, and usually other coverage like prescription drugs.
PART D
Medicare Prescription Drug Coverage
A prescription drug option run by private insurance companies, approved by and under contract with, Medicare.
Life insurance is a sum payment, either on the death of the insured person or after a set period of time. There are many types of life insurance and solutions available.
FINAL EXPENSE
Simplified Issue Whole Life insurance. Geared towards the 65 and older market, with smaller face amounts, (typically $5,000 to $25,000.) These types of policies are not fully underwritten, but rather a quick issue with no parameds or apps. True guarantee issue plans are also available.
INDEXED UNIVERSAL LIFE
Similar in nature to traditional universal life insurance. The biggest difference is how cash growth is accumulated. Instead of a stated interest rate, cash grows based upon the performance of a market index, such as the S&P 500.
LIFE INSURANCE WITH LONG-TERM CARE & CHRONIC/ CRITICAL ILLNESS WAIVERS
Life insurance for the living gives flexibility and cash when needed most during times of illness.
SINGLE PREMIUM FINAL EXPENSE
Simplified issue permanent life insurance available to clients up to age 85. Clients with a lump sum as low as $5,000 can pay a life insurance plan to help pay for burial expenses and pass on wealth fax-free.
TERM LIFE
Covers the client for a term, typically for 10 to 30 years. It does not build up any cash value. Typically sold as a cheap death benefit needed for a specific period of time.
UNIVERSAL LIFE
Flexible premium life insurance that can be structured to meet the goals and budgets of clients. Cash value is an option with universal life. Premium payments can be structured from one year to a lifetime.
WHOLE LIFE
Simplified issue permanent life insurance, available to clients up to age 85. Clients with a lump sum as low as $5,000 can pay a life insurance plan to help pay for burial expenses and pass on wealth tax-free. Geared towards the 60 and over market, due to its simplified issue underwriting. No parameds or apps are required.
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Connect4Insurance instantly quotes, compares, and allows you to enroll in a Medicare Advantage, Prescription Drug Plans, and Medicare Supplement Plans all in one place.
Contact us
veronica chavez
Call Us
(956) 545-5229
Email Us
Info@vaguardianhealth.com
Our Location
Brownsville, TX 78526
We, and the licensed agents that may call you, are not connected with nor endorsed by the U.S. Government or the federal Medicare program. Medicare has neither reviewed nor endorsed the information contained on this website. This is not a complete listing of plans available in your service area. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. For a complete listing please contact 1 (800) MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048, 24 hours a day/ 7 days a week, or your local State Health Insurance Program (SHIP) consult www.medicare.gov.